Fees and Charges
Credit card companies employ a bevy of tactics to profit off the convenience offered by their product. Fees, penalties, and surcharges all come with the territory. Don't be caught unaware.
Educational Hub
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Optimizing Credit Use
There's no single "right" way to use your credit, but there are plenty of "wrong" ways. Learn how to take maximum advantage of the cards in your quiver, with CardClub.
Introduction to Credit Scoring
Credit scores aren't just numbers. They're the result of incredibly complex, sensitive, proprietary algorithms. Unlock the secrets of your score, with CardClub.
Understanding APR
Credit cards are a special type of loan known for imposing heavy interest, in exchange for the freedom they provide. In order to compare cards, it's key to understand interest, APR, and how they relate.
Balance Transfer Credit Cards
Balance transfer credit cards can be a valuable tool for managing debt, but they're not a one-size-fits-all solution. If you have a solid repayment plan and are committed to paying off your balance within the introductory period, a balance transfer card could help you save money and get out of debt faster. However, if you're unsure about your ability to pay off the debt or if you're prone to accumulating new debt, it may not be the best option.
Dealing With Debt
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Choosing The Right Credit Card
There's no single "right" way to use your credit, but there are plenty of "wrong" ways. Learn how to take maximum advantage of the cards in your quiver, with CardClub.