About Us

Who We Are:

Card Club is a comprehensive credit card resource for beginners and seasoned users, alike. We believe that any company advertising credit products should also teach the mechanics of credit. We aim to impart valuable insight; helping readers explore their credit options, understand their financial habits, and ultimately achieve financial goals.

Empower yourself to make informed decisions by taking advantage of our substantial library, entertaining articles, and carefully-curated lists.

What We Do:

At CardClub, we receive compensation from our advertising partners when readers either apply for a credit card offer or are endorsed through our website. These commissions enable us to employ the real people (not robots) who create our content and manage the site.

It's important to note that the compensation we receive may influence which products we review, and the order in which offers are presented. However, it does not affect our review process, nor the odds of approval for any given offer.

Our Review Process:

Our content comes from a variety of carefully-vetted, finance industry professionals. Compensation from our site's partners may influence which products they review, and the order in which offers are presented. However, we've taken steps to protect the independence of our writers, ensuring that competitive compensation does not compromise their objective and unbiased evaluation process.

Please note that we ourselves are not lenders. We're writers. And we collaborate with affiliates, lenders, and banks who are willing to offer credit products to our audience. We neither provide credit nor loan offers, nor do we act as intermediaries for online loans or lines of credit. Additionally, we do not make any decisions or determinations about your personal credit. We are not a broker, agent, or representative of any lender or credit line provider.

Your Information:

Like most publishers, we collect the non-personally identifying information typically made available by your browser. We do this to better understand how you use the site. From time to time, we may release non-personally identifying information in the aggregates, for example: by publishing a report on our site's most popular card offers last year.

We also collect potentially personally-identifying information like IP address, and email address, when you become a member of the site. Visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging with certain portions of the site.

The information you provide on this website when applying for a credit offer may be shared with the referral partner. However, this does not guarantee or improve your odds of approval for any line of credit.